That is nonsense.

Many people losing their homes did NOT buy for investment but for a place to live . . . you know, the primary American Dream. Many people had well-paying jobs and could afford their mortgage. They lost their job(s) and are having difficulty in finding any employment in this market, let alone a position that pays enough to cover expenses.

This is not about blaming anyone . . . it is about avoiding any more carnage. Too many people have decided that 3 million families (at 2.7 people per home equalling 10 million people) have all screwed up.

I’d love to know the mathematical probabilities of that. (Anyone know a mathematician who could figure that out? Anyone know the crew of television’s series “Numbers?”)

Instead of thinking “blame,” which too many people are doing on all sides, what about thinking “change” and “positive, workable solution . . . solutions that will stabilize America’s hard-working middle class families who underwrite most of society through their taxes? Who is going to pay for all the services we want, including health-care, if the middle class is decimated?

While listening to his neighbor’s harrowing story of being moved out his home due to foreclosure, Charlie’s brain was automatically calculating the probability of more than three million families all making the same financial mistakes and losing their homes. That’s ten million displaced people.

Like many people, until someone close was affected, a neighbor that he knew to be responsible and hardworking, Charlie hadn’t thought about the odds of millions of people being irresponsible to such a degree that they lost their homes. He went to his board to figure this out . . .